Compare Pet Insurance Quotes – Receive No-Obligation Quotes from Pet Insurers – iHeartDogs.com

DealsThe Feed

Choosing the right pet insurance company for you and your dog(s) can be a frustrating and confusing process. How much coverage will my plan provide? How fast will I be reimbursed? Are there any health issues not covered?
Here at iHeartDogs, we created an easy comparison below of all the major pet insurance brands. You can also use the form below to receive a no obligation quote from all the major pet insurance carriers at once, allowing you to compare pricing and coverage:
Let’s take a deep dive into the features and benefits of each of the major pet insurance brands here in the USA. Simply scroll to the right to view all the brands:
iHeartDogs is reader-supported. When you buy via links on our site, we may earn an affiliate commission at no extra cost to you.
Rather than visiting each insurance carrier’s website, you can use the form below to receive a no obligation quote from all the pet insurance carriers at once, allowing you to easily compare:

Our recommendation depends very much on your individual situation. You can compare quotes for your dog’s age and your location here. We can report that Trupanion, HealthyPaws, and Pets Best are very popular with iHeartDogs supporters.
The cost of pet insurance varies widely, and is dependent on where you live, your dog’s breed, and your dog’s age. You can compare quotes across all the major pet insurance carriers here.
Yes! Many of the pet insurance brands listed in the table above offer multiple pet discounts. Typically, the discount is in the 5-10% range. However, not all the pet insurance carriers offer multiple pet discounts. Review the chart above to see which brands offer a multi-pet discount.
Yes. Because different dog breeds suffer from different hereditary health issues, your dog’s breed will affect the cost of coverage. The simplest way to compare prices would be using our easy quote tool here.
For most dog owners, the decision about whether or not to purchase pet insurance comes down to peace of mind. Sadly, veterinarians report that pets not covered by insurance are significantly less likely to survive a major emergency, as many owners cannot afford a vet bill in the thousands of dollars. Many experts recommend that if you do not have at least $5,000 set aside for each of your pet’s emergency care, you should seriously consider pet insurance.

Pet insurance is “worth it” if you can afford the cost of the insurance, but could not afford an emergency vet bill. However, the best plan is to only get a pet if you can afford vet care, & to have a special savings account set aside for pet emergency care. – Louise 
Very much worth it. I have Nationwide. It used to be VPI. It doesn’t cover things in full, but it very much helps. More then paid for itself with my first two dogs. Haven’t needed it much with the two I have now but if something happens, I won’t hesitate to get the best treatment I can. It really helps. – Beth
Yes it is worth it. But you need to shop wisely for it. I have care credit that is used when needed. With no excluded treatments because it’s up to me! Great rates and options to pay back. Saved my bank account a number of times. – Jennifer
My vet one time said…my a “Dogs are Expensive” account. Whatever the going rate for pet insurance is…say $100…put that monthly in the “D A E” account. If you are ahead at the end of the year roll that money over….then, if you do need a big sum you have it, and if you don’t the $ is in your pocket and not the insurance company’s… whatever you decide..good luck! – Peggy
With my last dog no. I paid 17 years and never made a claim. With the two I have now definitely. My JR managed to get a dog toy piece stuck in her intestine – hugh, expensive op so worth it. I don’t like the fact that even though my dogs are both young, the premium has gone way up however. 3&2 are not senior dogs. – Kit
Before just checking quotes check with your vet or ones in your area. The one problem with many pet insurances it actually may affect the cost a vet or clinic may charge for a service based on what they may have to pay or what they need to do get paid. For example a base xray charge may be $100 if you pay yourself but say you use insurance A that may cost the clinic so much a year to be a member or requires so much documentation or takes so long for payment may increase the charge to $130-150 .Then if you have a deductible you will be paying more. Your vet will also know which ones are more reliable for your area and for the needs for your breed. – Candi
I would never have a pet without insurance. Way too risky for those sudden and age related injuries/health issues . Everyday check- ups and vaccines are incidental costs compared to many things that can go wrong w ur furry family member  – Holly
I’m furious that insurance companies have now made owning pets incredibly expensive. Once insurance companies enter into the equation, the price for everything goes “through the roof.” I wish these monsters would be regulated and insurance, health care was NON PROFIT!!!!!! – Rhonda
Yes Healthy Paws has been great. My Boston is on constant eye meds for about 6 years and 2 surgeries. I have 80 percent and they pay right away. – Lynda
Worth it if you plan ahead. One of my dogs I adopted and got insurance a year or so later and insurance has denied EVERYTHING…even an ear infection at 10 years old, as a preexisting condition because she had one when she was 3years old. My other dog I got insurance right away (lesson learned!) and it has been a huge benefit because ten years later he had significant medical expenses that were covered at 90% I could not be more thankful to have the insurance – Shannon
Definitely worth every penny! Our Shitz tore her ACL, swallowed my husband’s hearing aid, puts everything in her mouth!!! We have Healthy Paws. Very pleased. Just wish we went with 90% coverage instead of 80%. Get it BEFORE they have an issue!! – Jan
Nope not worth it. I love my babies but, it’s like human insurance, Hardly worth getting. More n likely whatever your pet has insurance won’t cover it so your still gonna pay out the ying yang. So here we are paying out the ying yang for insurance and still paying high dollar to a vet. – Nancy
Yes. My sweet hound developed allergies. The insurance covers are $73. Apoquel prescription plus everything else that goes wrong. She had a cough with meds the bill was over $400. Very happy we have insurance. – Pamela
Yes! For 10 years I never had to use it. Then my dog got very sick and needed to go to the animal hospital. She was diagnosed with diabetes and cushings disease and the costs for all the medications and testing she undergoes until we get her regulated is exorbitant. With the insurance I’ve been getting most of it back. – Erica
Worth it! Preventative/wellness services usually aren’t included with accident/injury plans, but most insurances offer that separately (for more money). Get coverage asap when you get a pet… preexisting conditions are almost never covered and the older a dog gets, the higher the cost gets. I had Nationwide through my previous employer. The plans were supposed to follow my pets for life, after I left the job, but (long story short) the plans were cancelled. So now I’m getting new insurance through ManyPets for a dog who was 9 when I got the Nationwide plan, but is now 13 – with preexisting conditions. For all three of my dogs, it’s about $235/month (that’s with the optional wellness plans added for each). But if anything happens to any of my “kids”, I pay a $250 annual deductible, then ManyPets covers 80% – with no lifetime limit. – Andrea
Yes. It’s worth it. You never know what might happen. I see so many go fund me’s to help animals when insurance would have covered it. Fyi, Trupanion is slightly more expensive but can pay the Vet directly if the Vet is signed up on their system. I have my 2 dogs and 2 cats covered. – Blythe
Thanks for reviewing our guide to comparing pet insurance brands. Below you find some additional pet insurance resources from iHeartDogs.com
Pet Insurance: Here’s What Every Dog Owner Should Know

A Vet Explains What You Need To Know About Pet Insurance For Your Dog

Experts: If You Don’t Have This Much Set Aside In An Emergency Fund, You Probably Need Pet Insurance

Pet Insurance: Rip-Off Or Life-Saver?

With Pet Insurance Your Dog Is 4x More Likely To Survive A Medical Emergency

Trupanion vs. Pets Best Pet Insurance: An In-Depth Comparison

 
Pet Insurance Carrier Comparisons
Breed Pet Insurance
Pet Insurance by City
Pet Insurance by State

!function(e,t,o){var i=e.getElementsByTagName(t)[0];e.getElementById(o)||((i=e.createElement(t)).id=o,i.src=”https://quote.petinsurer.com/Scripts/lib/widgets/ihdogs/quote-form/widget.min.js”,i.type=”text/javascript”,e.body.appendChild(i))}(document,”script”,”ihdogs-quote-engine”),window.addEventListener(“load”,function(e){QuoteEngine.setOptions({targetId:”sidebar1″,redirectUrl:”https://quote.petinsurer.com/quote/”,baseUrl:”https://quote.petinsurer.com/”,urlParam:{source:”IHDogs-Quote-Widget”,utm_source:”IHDogs-Quote-Widget”,utm_medium:”Website”,utm_campaign:”scrolling_sidebar”,utm_content:””,utm_term:””},refCode:”ihdogs”}),QuoteEngine.init()},!1);
Be a Hero – Sign up to receive our emails today and we’ll donate a meal to a shelter dog on your behalf.
Friend's Email Address
Your Name
Your Email Address
Comments
Send Email

source